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Navigating a Workers’ Compensation Claim

1

Miscalculation of Benefits

Insurers often miscalculate an Employee's average weekly wage. Even a slight miscalculation of an Employee's average weekly wage can result in a significant underpayment of benefits. There are often special considerations the Insurer ignores such as seasonal effects on an Employee's earnings or overtime earnings.

2

Factors that Can Affect Your Benefits

The insurer schedules you for an independant medical evaluation; you have been advised that you have reached Maximum Medical Improvement, or MMI; you are released without any restrictions by your doctor.

3

You Have a Right to the Following:

Challenge a denial of your claim; select your own healthcare provider; a second opinion as to your medical condition; confirmation of the insurer's average weekly wage calculation; challenge an independent medical evaluation report; help finding a new job; help obtaining a permanent partial disability rating; to receive an award of your loss of wage earning capacity or an award calculated based on a scheduled member loss, which ever is higher.

4

You Should Document Everything

Keep detailed notes on everything from the time you are injured; keep all documents provided to you by the insurance carrier and any physicians you see.

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Rundlett Law Firm

Post Office Box 198
Clinton, Mississippi 39060

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